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| MIDNIGHT OIL |
| EDITION 376 |
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| RESOURCES & TIPS |
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| Meet the 2026 CO—100 Top Business: Trade Design Build |
| Congratulations to Trade Design Build, our 2026 CO—100 Top Business and recipient of the program’s $25,000 award. Founded in 2016, the Ithaca, New York-based firm has reimagined the design-build process by bringing architecture, construction, project management, and fabrication together under one roof. Learn how Trade Design Build earned the top honor and meet the winners across all 10 CO—100 award categories here. |
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| Protect your website from cybersecurity threats |
| A newly discovered vulnerability in PHP, the technology that powers a large share of business websites, has prompted emergency updates from developers and warnings from federal cybersecurity agencies. Discover what the issue means for your business, how to determine whether your website may be affected, and the steps to prevent cyberattackers from gaining unauthorized access. |
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| CO— GUIDE | TAX PREPARATION |
| Before year-end, ask yourself these tax questions |
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| With the end of the year approaching, now is the time to review your financial records and make sure your business is prepared. Do you have the documentation you need? Are your books up to date? Have you reviewed potential deductions and tax obligations? Our Tax Preparation Hub offers practical resources to help answer these questions and more. |
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| “What businesses need to understand is that loyalty programs and true loyalty are not always one and the same. It’s about moving from rewarding transactions to building relationships.” |
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| CO— GUIDE | TOOLS & INSIGHTS |
| The Practical Playbook for Small Business Owners |
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| Whether you’re looking to attract new customers, streamline operations, or grow revenue, having the right resources can make all the difference. Explore this collection of tools, insights, and practical guidance designed to help small business owners solve challenges, uncover opportunities, and grow with confidence. |
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| Before the year ends, this is your chance to level up with AI tools. Explore AI-powered marketing software that can help your business work smarter and reach customers more effectively. |
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| Even if you work with an accountant, understanding key financial terminology can help you make better decisions and have more productive conversations about your business. Brush up on 17 accounting terms every business owner should know. |
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| Learn the five steps experts recommend taking immediately after a security incident to minimize damage, protect customer data, and get your business back on track. |
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| A MESSAGE FROM THE U.S. CHAMBER |
| Help Shape Small Business Policy |
| IN JUST 12 MINUTES |
| The Federal Reserve’s 2026 Small Business Credit Survey is now open, giving business owners an opportunity to share insights about financing, credit access, business conditions, and growth challenges.
The survey takes about 12 minutes to complete, and the results help inform policymakers, researchers, and organizations working to support small businesses across the country. |
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| GRANTS & AWARDS |
| Morgan Stanley’s Small Business Academy is a 12-week virtual educational program followed by a yearlong mentorship program that helps small business owners strengthen their business knowledge, navigate the procurement process, and expand their network. Participants who successfully complete the program can also pitch a business case to Morgan Stanley judges for potential access to capital.
The Tory Burch Foundation are looking for the next cohort of Tory Burch Fellows. Become part of a community of extraordinary women entrepreneurs, connect with advisors and decision-makers, and access support that evolves with you. The Fellowship is open to women entrepreneurs with at least $75K in annual revenue, with no maximum revenue requirement. Apply now through November 17.
The Shophand $5k Small Business Boost Grant provides $5,000 in support to help U.S.-based small business owners address tech or operational challenges. Awarded twice per year, winners receive $2,500 in unrestricted cash and $2,500 in Shophand technical support and services. To be eligible, applicants must operate a for-profit U.S. business with fewer than 50 employees and annual revenue under $5 million. Applications for the current cycle are due on November 30.
More grant & program information can be found here. |
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| This e-mail was sent to ray@douglascountygeorgia.com and contains information directly related to your subscription profile. |
| CO— by U.S. Chamber of Commerce 1615 H Street, NW WASHINGTON, DC, 20062, US |
“U.S. Chamber” and “U.S. CHAMBER OF COMMERCE” are registered trademarks
of the Chamber of Commerce of the United States of America |
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